Get Exclusive VIVA Finance Employee Discounts
Smart Ways to Save Using VIVA Finance and EmployeeAndMemberDiscounts.com
How EmployeeAndMemberDiscounts.com Helps You Save While Using VIVA Finance
In today’s economy, managing your finances efficiently is more important than ever. Whether you’re an employee looking to stretch your paycheck or a union member seeking more value from your benefits, combining services like VIVA Finance and EmployeeAndMemberDiscounts.com can be a smart move. These two platforms together empower workers to access responsible financial products while unlocking discounts on everyday expenses—creating a comprehensive system for saving and financial stability.
This guide explores how EmployeeAndMemberDiscounts.com works, how it aligns with VIVA Finance, and how you can leverage both to save big and reduce financial stress.
What Is EmployeeAndMemberDiscounts.com?
EmployeeAndMemberDiscounts.com is a premier online savings platform that partners with organizations, unions, employers, and associations to offer exclusive discounts on a wide range of goods and services. These discounts are not available to the general public and include deals on:
Travel (hotels, rental cars, flights)
Electronics and appliances
Auto buying and maintenance
Home services
Insurance
Health and wellness products
Education and career development
The goal of the platform is simple: provide workers and members with money-saving opportunities that improve their financial well-being.
Many employers and unions partner with EmployeeAndMemberDiscounts.com as part of their employee benefits or member perks programs. Access is often free for eligible users—simply log in with your work or member credentials and start saving.
What Is VIVA Finance?
VIVA Finance is a financial technology company focused on helping employees access affordable and responsible credit. The platform partners with employers to offer salary-linked installment loans with low interest rates and no credit check.
Instead of relying on traditional credit scoring, VIVA uses employment and income information to assess risk, offering fair and transparent loans to employees who may not qualify for mainstream financing.
Key Features of VIVA Finance:
No credit check: Approval is based on employment status and income.
Low fixed rates: Much lower than payday or title loans.
Easy repayment: Loans are repaid through automatic payroll deductions.
Fast funding: Get access to funds within 24–48 hours after approval.
Financial literacy tools: Resources to help borrowers build credit and budget wisely.
This approach allows workers—especially those with poor or limited credit—to access affordable capital in emergencies without falling into debt traps.
The Financial Health Connection: Employee Discounts + Ethical Lending
Both VIVA Finance and EmployeeAndMemberDiscounts.com are aligned with the growing movement toward financial wellness in the workplace. Together, they offer a two-pronged solution:
Access to responsible, affordable credit through VIVA.
Ongoing savings and discounts on everyday expenses through EmployeeAndMemberDiscounts.com.
By combining these tools, employees and members are empowered to save money on the front end (through discounts) and manage financial emergencies responsibly (through affordable credit). This helps reduce financial stress, which has been shown to improve workplace productivity and personal well-being.
How to Use EmployeeAndMemberDiscounts.com to Save While Managing a VIVA Loan
Let’s look at the specific ways users of VIVA Finance can benefit from the resources on EmployeeAndMemberDiscounts.com.
1. Reduce Monthly Expenses While Paying Off a Loan
Once you’ve received a VIVA loan, you’ll have a monthly payment deducted from your paycheck. To ensure your budget stays on track, it’s crucial to trim unnecessary expenses. Here’s where EmployeeAndMemberDiscounts.com comes in:
Grocery discounts: Save at national and regional grocery chains using printable coupons or digital savings.
Retail shopping: Discounts on clothing, electronics, shoes, and household goods help you avoid paying full price.
Dining and food delivery: Use member-exclusive promo codes for restaurants and delivery services like DoorDash or Grubhub.
Auto maintenance: Save on oil changes, tires, and repairs at trusted national chains.
2. Lower the Cost of Commuting or Travel
If you need to travel for work, attend family events, or simply plan a getaway, EmployeeAndMemberDiscounts.com can help you save on:
Rental cars
Gas cards
Hotel stays
Airfare
Cruises and vacation packages
With a VIVA loan, you might fund a necessary trip, and these discounts help you stretch that funding further without breaking the bank.
3. Use Savings to Pay Off Debt Faster
By saving hundreds of dollars a month through EmployeeAndMemberDiscounts.com, you may be able to pay off your VIVA loan early or contribute extra toward repayment—reducing interest and freeing up your paycheck.
Top Categories Where Employees Save Big
Here are some of the most popular discount categories that can support your financial goals while using VIVA Finance.
Electronics & Tech
Employees and members get deep discounts on brands like:
Apple
Dell
HP
Samsung
Microsoft
Whether you’re upgrading a computer, replacing a smartphone, or outfitting your home office, you’ll pay significantly less than retail prices.
Home & Utilities
Need to stretch your budget while managing a loan? Save money on:
Appliance purchases
Furniture
Home security systems
Internet and cable bundles
Solar energy providers
Auto & Transportation
From car buying programs to auto insurance discounts, EmployeeAndMemberDiscounts.com offers multiple ways to save on your vehicle-related needs. Many members also access discounts for:
Car rentals
Auto parts
Vehicle service plans
Health, Wellness & Insurance
Stay healthy while saving on:
Dental and vision plans
Gym memberships
Hearing aids
Wellness apps
Telehealth services
Health is wealth—especially when managing financial stress. These benefits can help prevent unexpected medical costs that could derail loan repayment.
Education & Career Growth
Looking to improve your financial future? Take advantage of:
Online courses and certification programs
College tuition discounts
Student loan refinancing
Test prep services
This is particularly helpful for VIVA Finance borrowers who want to use their loan to upskill or earn credentials.
Who Can Access These Discounts?
Eligibility for EmployeeAndMemberDiscounts.com typically includes:
Employees of participating companies
Union members
Association members (e.g., teachers’ unions, healthcare organizations, first responder groups)
Retirees from partner organizations
You may already be eligible through your job or membership. If your employer doesn’t offer access yet, you can suggest it to HR or member services. Many organizations add the service for free as part of their wellness or employee engagement programs.
The VIVA Finance Advantage: Why It Works for Real People
Let’s not forget how VIVA Finance transforms lives. Here’s why many workers choose VIVA over high-interest lenders:
Avoid payday loan traps: No cycle of renewals, no ballooning fees.
Predictable payments: No surprises, no hidden charges.
No impact on credit to apply: Approval doesn’t require perfect credit.
Build credit over time: Positive payment history is reported to major credit bureaus.
Pairing this smart borrowing approach with smart spending through EmployeeAndMemberDiscounts.com creates a full-circle savings strategy.
Real-Life Example: How It All Comes Together
Meet Sarah, a Healthcare Worker
Sarah needed $2,000 for emergency dental work. With limited credit history, her options were slim—until she found out her employer partnered with VIVA Finance.
She took a 12-month VIVA loan with fixed monthly payments of $185. Then, she accessed EmployeeAndMemberDiscounts.com through her union membership and began saving:
$30/month on groceries
$25/month on car insurance
$15/month on entertainment
$20/month on cell phone service
That’s $90/month saved—enough to ease the strain of her loan repayment and still allow her to rebuild her emergency fund.
Why Employers and Unions Are Adopting Both Platforms
Today’s workers face inflation, rising healthcare costs, and financial uncertainty. Employers and unions are turning to holistic benefit platforms that address these challenges head-on. That’s why so many are now adopting both:
VIVA Finance for financial access
EmployeeAndMemberDiscounts.com for spending power
Together, they offer real, measurable value that supports employee satisfaction, retention, and productivity.
